There are various types of life protection products or life insurance policies available these days but it’s important to understand them properly to be able to decide which one is the most suitable for your needs, e.g. a simple life cover to protect your loved ones until they are expected to be financially independent is the answer for most of us or if you have a mortgage in place, a mortgage cover is a perfect solution.

But there are other things such as level term, decreasing index-linked, low start, etc., or more comprehensive products like income protection, critical illness cover, family income benefit, etc, which may not be easy to understand at a go. Selecting a promising provider which works best for you in case of a critical illness can become quite confusing considering the diverse cover options presented in front of you with their list of conditions, which are not customized according to the client’s needs. As a result, unfortunately, sometimes we end up with a poor quality critical illness cover that may not even cover some very common conditions just because it’s not on their list.

So in essence there are many variables to choose from and all of these variables together determine the cost of your cover or in case we know your budget we can tailor a custom insurance cover to match your requirements.